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Online shopping is defined as the act of purchasing services or buying goods over the internet. It is a way to shop for multiple items or compare the rates of service providers from the comfort of home or on a personal mobile device.

The benefit of shopping online is that it saves time because there isn’t a need to travel to a physical store. Some customers may save money as well, when the cost of an internet connection or data plan is compared to the wear-and-tear costs of a vehicle traveling to a store.

The disadvantage of shopping online is that you cannot see the physical product being purchased or meet the service provider in-person. One must trust that the description of the goods or services is accurate so that personal needs can be met.

Here are some additional key online shopping pros and cons to discuss.

What Are the Pros of Online Shopping?

1. It is easy to compare prices.
Multiple websites often sell the same product. Imagine needing to travel to Walmart to check on the price of a board game and then needing to travel to Target for a comparison. Thanks to the internet, both stores can have their websites pulled up in a separate tab so that the prices can be instantly compared.

2. Customers have more access to a variety of products.
There are no local restrictions in place when shopping online. Consumers can shop globally for the goods or services that they want or need. Although shipping costs for international purchases will be higher and delays of up to 12 weeks may occur, there are few limitations. That means there is a greater variety to the shopping process.

3. There are no checkout lines to worry about.
Shopping online is simple and easy. Just add the wanted goods or services to the shopping cart on that website and then checkout when ready. The desired items are itemized with clear pricing. Sales taxes are automatically populated, though some purchases may not require taxes to be charged. Shipping charges, if they apply, are automatically calculated as well.

4. Sending gifts to others is cheaper when shopping online.
Traditional shopping requires customers to purchase an item, package it up, and then pay for shipping so that it can be delivered as a gift. When shopping online, customers only need to change the shipping address to have the package delivered. With a service like Amazon Prime, that means free shipping.

5. Products sold online are often cheaper than those sold in stores.
To encourage online shopping, many stores offer discounts on products purchased online compared to products purchased in their stores.

What Are the Cons of Online Shopping?

1. Products can’t be tried before they are purchased.
If someone is unsure of how much value a product may have, there is no way to relieve that concern when shopping online. Clothes or shoes cannot be tried on. Electronics cannot be verified until they are received. That means there is a certain risk to an online purchase, even if the product description is accurate.

2. There may be shipping costs or delays.
Many websites offer free shipping, but only if the order meets a purchasing threshold, such as $75. Other sites charge a flat shipping fee for every order, no matter what. At the same time, the availability of the product may not be what the website reflects. You may pay for an order, only to receive a message that it is backordered or unavailable. A refund is then processed, but that could take 5-30 business days to complete.

3. There is no guarantee of delivery.
Websites rely on third-party shipping companies to deliver their products. There is no guarantee provided that the product will arrive in usable condition. Insurance, returns, and replacements are usually provided, but if these options must be used, it delays a customer’s use of that item. When you go to a store, you know exactly what you’re bringing home that day.

4. Shipping charges can be higher than the product cost.
The item a customer wants to purchase is $4.95. The cost to ship that item is $5.95. That means the consumer cost of shopping online is more than double for that item when compared to shopping in-person.

These online shopping pros and cons show that this process is usually beneficial to companies and consumers. Prices are typically cheaper, shipping is fast, and the products arrive in good condition. There are times, however, when online shopping can also be a negative experience.

What is the best deal you have ever found while shopping online?

One Final Important Note

I highly recommend that you take a look at this before you go, "How to Get an A+ on Every Essay and Research Paper That You Write."

Since the 1980s, the growth of the knowledge economy has been staggering. It has generated high-skill jobs, given the general public access to the internet, and changed the way we look at information. Another change to consider is the growth of online learning due to this information access.

Online learning makes it possible for anyone, anywhere, to learn something new. It also makes it possible for anyone, anywhere, to provide false information and fool people into thinking it is real.

Here are some more online learning pros and cons to consider.

List of the Pros of Online Learning

1. There are high levels of availability.
Many schools are offering online learning opportunities today. From elementary schools to doctorate programs, some, if not all, of the program can be accessed online.

2. There is around-the-clock access.
With online learning, students have 24/7 access to their curriculum, communication forums, and other program components that is not always possible with traditional classroom structures.

3. There are fewer travel requirements.
Many online learning opportunities can be completed at home. There are mobile-friendly options available for those who travel frequently. Even if travel is required for testing or final reviews, there are fewer transportation requirements when completing an online learning course.

4. It offers multiple formats.
Online learning involves text, graphics, and video. Virtual classrooms, animation, and video calls all combine to create a unique learning experience.

List of the Cons of Online Learning

1. There can be technology problems.
If there are connection issues at any level, then accessing the online learning resources can become difficult – and sometimes impossible.

2. It requires self-motivation.
Because of the isolation involved with online learning, students must be self-motivated to succeed. Procrastination can be difficult to defeat when working on one’s own through an online learning course.

3. It may not offer financial aid.
Although financial aid is available for many online learning courses, it isn’t a guarantee. Some online learning courses are offered for free, but others may be similar to the cost of a traditional class. If financing is not available and scholarships do not apply to the course, there are students who may not be able to afford some courses.

These online learning pros and cons can help each student find the best program to meet their needs. Search through the options available to you and then choose the online learning opportunity which will keep your education moving forward.

One Final Important Note

I highly recommend that you take a look at this before you go, "How to Get an A+ on Every Essay and Research Paper That You Write."

Whether you’ve got a child enrolling in kindergarten or you’re enrolling into a graduate-level program, online classes have become a common teaching and learning method for schools. With online K-12 programs, undergraduate degrees, graduate degrees, and even some doctorate programs, online classes can benefit everyone.

Some online classes are even offered for free. Here are some of the pros and cons to consider with this unique class structure.

List of the Pros of Online Classes

1. It is more convenient.
Online classes allow you to study and submit classwork from home. Video conferencing allows for in-person teaching without the need to travel to a physical classroom. Some classes may require tests to be supervised by independent third parties, but that is usually the only travel requirement.

2. It is less expensive.
Not only are the commuting costs removed, but the tuition costs are usually much lower for online classes.

3. It takes less time… or more time, if you prefer.
Online classes allow you to work at your own pace. That allows you to move quickly through degree/certification requirements or gives you the chance to take one class at a time. It is much easier to match your class schedule to your life schedule.

4. It provides resource access.
Online classes often offer easy resource access, including virtual libraries, that make it cheaper and easier to study.

List of the Cons of Online Classes

1. It is isolating.
Even if you work in groups, online classes keep people in front of computer screens. There is little human-to-human contact in this format.

2. It has technology costs.
There are technology minimums which must be met to attend most online schools. This may include a high-speed internet connection. If a student does not have this at their home, then they may need to travel to a library, school, or other location to study.

3. It is difficult to measure results.
Online schools require online interactions and the submission of written materials to help show evidence of learning. Some results, however, cannot be measured by the written word. How does an instructor know if the student wrote the report or if someone else wrote it for them? There are fewer checks and balances.

Online classes have numerous pros and cons to consider at the individual level as well. Because of its ease and convenience, many find that the positives often outweigh any negatives that may be present.

One Final Important Note

I highly recommend that you take a look at this before you go, "How to Get an A+ on Every Essay and Research Paper That You Write."

Capital One has introduced online banking to a national level in the United States. Customers can open savings and checking accounts remotely and then access their balance online without ever needing to visit a physical location. Many local banks and credit unions offer similar services for their customers as well.

Here are the online banking pros and cons to consider.

List of the Online Banking Pros

1. You can pay your bills online.
Recurring payments can be scheduled so that bills are paid automatically on the same day every month. That makes it much easier to manage personal finances.

2. You can transfer money when needed.
If you spent a few extra dollars at the grocery store and your checking account is short, online banking allows you to transfer funds out of your savings account from a mobile device. With online access, you gain total access to all your money.

3. You gain added security.
Online banking is very secure. It eliminates the need to carry cash with debit card access. You can shop through apps, shop online, or pay for local purchases. It only takes a couple of clicks to get the account setup and most financial institutions provide 24/7 customer support.

List of the Online Banking Cons

1. Data breaches are possible.
Although you gain more security by carrying less cash, there is always the possibility of a data breach. No website is 100% foolproof against hacking efforts. Your information could be compromised.

2. Some transactions are not possible.
If you have cash that needs to be deposited into your account, you’ll have to go to a physical location or an ATM. Many banks offer online check deposits today, but cash and certain international transactions must still be done in person.

3. Impulse purchases are harder to avoid.
With cash, once it is gone, you can’t purchase anything else. With online banking, many people fall into a trap where they spend the extra money in their account because they have it. Budgeting skills must be in place for online banking to be a successful user experience.

These online banking pros and cons are just the beginning. Many providers offer unique, individualized experiences to help each customer make the most out of their accounts.

One Final Important Note

I highly recommend that you take a look at this before you go, "How to Get an A+ on Every Essay and Research Paper That You Write."

An oligopoly is a state of limited competition. Within this structure, the market is shared by a small number of either sellers or producers. This market can form because of collusion, the introduction of new and superior technologies, or limited seller access.

In many ways, an oligopoly is the same as a monopoly. The only difference is that an oligopoly involves several firms, whereas a monopoly involves a single firm.

As with any market structure, there are certain pros and cons of an oligopoly that must be considered.

List of the Pros of an Oligopoly

1. It simplifies the market for consumers.
An oligopoly reduces competition, which means simpler choices for finding the best possible product. Different firms may offer similar products, so there is still some variety, but extensive research by the consumer is no longer required.

2. It creates higher profits.
In a perfect scenario, an oligopoly creates a trickle-down effect within an economy. Pricing provides higher profits, which can then filter down to become higher wages for employees. Higher wages mean more discretionary spending, which can help the GDP.

3. It puts resources into refinement.
Instead of directing resources into research and development, the firms within an oligopoly can push toward refinement instead of new development. Existing products can be made better. New efficiencies can be discovered. There is less of a need to directly compete with new and unknown firms, so there are fewer expenses to worry about.

4. It can still offer competitive pricing.
Competition lowers prices, but so does consumer supply and demand. Even in an oligopoly, if consumers don’t like a product, it won’t sell. If it is priced too high, it won’t sell either. Firms must balance the need for profits with a need to remain attractive to consumers and this formatting can still generate competitive pricing.

List of the Cons of an Oligopoly

1. Fewer choices isn’t always a good thing.
Fewer choices can save time, but what if all the available choices within the structure of an oligopoly are bad choices for the consumer? If no products meet the needs of a consumer, then there are no other options available. The consumer either goes with something that only partially meets their needs, while paying full cost, or they go without.

2. Trickle-down economics requires perfect ethics.
Profits can trickle down to employees and entry-level positions, but only if those receiving the large subsidies allow them to do so. Far too often, the Middle Class is eliminated in trickle-down economics because the rich hoard their resources and the poor are left to fight each other for what is left.

3. Innovation becomes non-existent.
An oligopoly discourages innovation by creating numerous barriers to market entry. Firms have no need to innovate because there aren’t new ideas being introduced to the market. That allows the market to maintain the status quo, even though consumers may have ever-evolving needs. At the end of the day, refinement is better than nothing, but it is never as good as new innovations.

4. Price fixing is common.
With a small number of firms in a market, they can collude together to fix the prices of the goods or services they sell. Pricing can be artificially inflated to generate excessive products and because there is little competition, consumers have no real alternative available to them. Market forces can still apply within an oligopoly, but only if consumers work together to form their own oligopoly to counter the market forces.

5. Market success usually translates into political success.
The leaders of the firms within an oligopoly find themselves wielding high levels of business power. That power can translate directly into political power. Some in the C-Suite of these firms might run for political office, but the buying power of the firms can fund political special interests to an extent that the general public cannot compete. Those special interests then persuade politicians to pass legislation that benefits the firms more than the people.

6. People become a commodity.
Business decisions are more important than people decisions in an oligopoly. Profits become king. If someone cannot contribute to the greater profits of the firms involved, then they are cast aside for someone who can contribute. In many ways, the structure of an oligopoly encourages a race to the bottom instead of a race to the top.

The oligopoly pros and cons show that the negatives of such a market structure can be devastating to a society. A few have the ability to profit well and find wealth, but the majority will find themselves fighting for whatever resources they can afford.

One Final Important Note

I highly recommend that you take a look at this before you go, "How to Get an A+ on Every Essay and Research Paper That You Write."

An oligarchy is a form of government where power rests within a specific family or group. Military control over a government would be considered an oligarchy, as would a royal family having ruling powers.

Here are some of the pros and cons that are associated with this form of government.

List of Oligarchy Pros

1. Power is consolidated in the most experienced individuals.
The goal of an oligarchy is to ensure that the people who can make the best possible decisions have the power to do so at any given time. It is not efficient for a government to let every person have a say in every decision that must be made.

2. It allows people to be focused on what they do.
People can focus on pursuing their own goals within an oligarchy. Instead of needing to educate themselves on every issue that occurs to make an informed vote or choice, they can focus on a career, their family, or whatever else suits their fancy.

3. Innovation can thrive.
Because a delegated few are making the choices for the society, people can focus on innovation. That innovation may be directed toward the needs of the oligarchy first, but it is still a way to embrace personal creativity that other government forms may not offer.

List of Oligarchy Cons

1. Most are structured on wealth.
An oligarchy can be structured on virtually anything, but most governments that use this format focus on wealth. If you have lands, cash, or property, then you can be in the noble class. From there, you can influence the oligarchy. Everyone else manages with whatever they can earn.

2. It creates societal divisions.
Expertise can only grow if real experience is earned. Because the oligarchy is based on experts being in charge, their knowledge base is consolidated to their specific class to prevent “outsiders” from having any influence.

3. It decreases diversity.
Although people can pursue their own interests in an oligarchy, it is done at the expense of diversity. Every decision tends to come from a singular perspective, which creates stagnant growth, values, and even morals over time. If too much power is given to the oligarchy, it may even be able to fix prices, change supply and demand, or become abusive to certain classes of people.

An oligarchy often comes from systems of tyranny. As power consolidates around the few, less is given to the many. Good rulers can use this structure to the advantage of all. Poor rulers can cause harm with little societal response.

One Final Important Note

I highly recommend that you take a look at this before you go, "How to Get an A+ on Every Essay and Research Paper That You Write."

Painting is a hobby that many choose to follow. Some of history’s greatest masterpieces come from the art work. For many artists, oil paints were almost exclusively used because that was the only choice available to them.

Today is quite different. Artists have access to acrylics and watercolors as well. Oil paints require a certain level of skill to use them properly, but they can also create a palette that is versatile and realistic.

Here are some additional oil paint pros and cons to think about.

Pros of Oil Paints

1. You have more time to work on your art.
Oil paints take a long time to dry, even when drying agents are applied to the canvas. When working with this medium, you can set aside your hobby for a few hours and then come back to the painting. You could even wait until the next day to keep working on it, with the paint still pliable.

2. You can create realistic transitions. .
Because of the drying time involved with oil paints, you have more time to work on your color transitions. You have the opportunity to keep working on the subtle coloring shades and that allows you to alter or revise your concepts without starting over on the piece.

3. Your colors stay true to form. .
If you’ve used watercolors or acrylics in the past, then you’ve likely encountered the color shift that happens with them as they dry. Oil paints don’t have this issue. They stay true to their application.

Cons of Oil Paints

1. It requires a time commitment. .
You must prime your canvas for oil paint. You must have the patience to let the painting dry. You must maintain the integrity of your paint. Compared to other paint options, oil paints have a much larger time commitment.

2. It offers little in contrast. .
To create a crispness to a brush stroke, oil paints require a couple of days. Acrylics might require a couple of ours.

3. Oil paints still change color over time. .
Oil paintings tend to yellow as they age. It is a process that cannot be avoided, even if the painting is sealed. Using good binders can slow, but not stop, this process.

The challenge with oil paints is that each pigment can require a different drying time. They also tend to cost more. On the other hand, your vision for the painting is easier to reproduce using this medium.

What are the oil paint pros and cons you’ve discovered with your painting?

One Final Important Note

I highly recommend that you take a look at this before you go, "How to Get an A+ on Every Essay and Research Paper That You Write."

Object-oriented programming, or OOP, is a variety of languages that create instances of classes for objects. This helps to determine their type. Many of the programming languages that are in common use today support OOP to some degree. Here are the object-oriented programming pros and cons to consider.

What Are the Pros of OOP?

1. It allows for parallel development.
If you’re working with programming teams, then each can work independently of one another once the modular classes have been worked out. That allows for a relative level of parallel development that wouldn’t be available otherwise.

2. The modular classes are often reusable.
Once the modular classes have been created, they can often be used again in other applications or projects. At times, little-to-no modification is necessary for the next project as well. That gives a team more flexibility once they get beyond the initial start-up phase.

3. The coding is easier to maintain.
With OOP, because your coding base has been centralized, it is easier to create a maintainable procedure code. That makes it easier to keep your data accessible when it becomes necessary to perform an upgrade. This process also improves the security of the programming since high levels of validation are often required.

What Are the Cons of OOP?

1. It can be inefficient.
Object-oriented programming tends to use more CPU than alternative options. That can make it be an inefficient choice when there are technical limitations involved due to the size that it can end up being. Because of the duplication involved, the first-time coding can be more extensive than other options as well.

2. It can be too scalable.
If OOP is left to run out of control, then it can create a massive amount of bloated, unnecessary code. When that occurs, the overhead rises and that makes it difficult to keep costs down.

3. It can cause duplication.
OOP projects tend to be easier to design than implement. That is because of the modular classes are so flexible in their application. You may be able to get new projects up and running at a greater speed, but that comes at the cost of having projects sometimes feel like they’ve been cloned.

Object-oriented programming does require a steep learning curve, but it can also be an investment into future projects. By weighing the pros and cons, the initial cost can be weighed against future gains to determine if it is the correct approach to take.

One Final Important Note

I highly recommend that you take a look at this before you go, "How to Get an A+ on Every Essay and Research Paper That You Write."

The Obamacare also known as the Affordable Care Act signed into law in 2010 aimed to provide affordable health coverage to all Americans. It was meant to protect the people against insurance strategies used by insurance companies to restrict care or drive up costs. Here are the advantages and disadvantages of Obamacare.

The Pros of Obamacare

1. Many Americans Now Have Insurance Coverage.
Over 16 million people obtained a health insurance cover. A large percentage of these individuals were the young adults.

2. Made Health Care More Affordable.
Since insurance companies were now required to spend over 80% of the insurance premium on improvements and medical care, insurers were prevented from making unreasonable rate increments and instead cared more about their customers.

3. Limitless Care Time.
Prior to obamacare, most people especially those with chronic conditions ran out of care as the insurance companies had set time limit on how much money was to be spend on an individual.

4. More Screenings Are Done.
Obamacare covers many preventive and screening services. These normally have low deductibles or co-pays which is very handy to those who are proactive in their healthcare.

5. Lower Drug Costs.
Obamacare promised to make prescription drugs more affordable to many people especially the senior citizens who are unable to afford all their medications. The number of generic and prescription drugs covered by obamacare has been growing over the years. Savings on generic and prescription drugs was reported to be over $15 billion within the first 5 years of Obamacare.

The Cons of Obamacare

1. Increased Premium Costs.
Since the insurance companies are being forced to cover the costs of individuals with pre-existing conditions as well as provide a wide range of benefits, people are now being forced to pay higher premiums.

2. One Can Be Penalized In Case You Are Not Insured.
The aim of obamacare is to ensure people are insured all year round. Therefore if one is uninsured or doesn’t have an exemption, one is fined since it is considered that not having insurance means you are passing your costs onto others. The fine is expected to rise over time.

3. Signing Up Can Be Complicated.
Obamacare portal had numerous complications when it first launched. This made it very hard for people to sign up. Even though the problems were eventually solved, people still complained that the enrolling process was complicated as signing up for the right business and family coverage might be tricky.

One Final Important Note

I highly recommend that you take a look at this before you go, "How to Get an A+ on Every Essay and Research Paper That You Write."

Nuclear families are families made up of mother, father and children. It is thought to be the ideal family unit to raise children in. However, just like other kinds of families it has its pros and cons.

The Pros of Nuclear Family

1. Stability And Strength
A family with two parents whether married or not normally tend to be stable compared to families with a single parent or several generational parents. The partners or spouses can cultivate a caring, supportive and loving relationship in the children. This will in turn be helpful in the kids’ future as it will teach them to look for positive relationships as well as interact with others positively. Children raised in a nuclear family will also learn to be accommodative and considerate since they have seen how the mother and father work together to solve any problem, assign household duties and also be there for one another in good and in bad times.

2. More Opportunity
Since nuclear families tend to have financial stability, the kids have plenty of opportunities and luxuries in life. The children might be able to attend gymnastics, dance, music or any other type of class one wishes to. Children presented with these opportunities are likely to perform better socially and academically as well as develop time management skills and confidence.

3. Behavior Successes
Besides stability, a nuclear family provides the children with consistency. Kids with both consistency and stability are likely to behave positively, perform well in school and be more involved in extracurricular and community activities.

The Cons of Nuclear Family

1. Isolated
This kind of family isolates people from relationships and other relatives. It breaks down the extended family which is not good as relatives are beneficial especially in times of hardship.

2. Burnout
Due to the fact that sometimes it can be one partner working, the tendency of that spouse burning out is likely as he/she tries very hard to make sure everyone’s needs are met. For instance, the mother can be cook, babysitters, maid and a time breadwinner. This will leave her not time to pamper and nurture herself.

3. Less Conflict Handling Skills
While the idea of less stress and conflict could be an advantage to nuclear family it can also be a disadvantage. Conflicts are part of life and skills to resolving them are beneficial in every aspect. Since people within a nuclear family tend to develop similar thinking habits this could create a problem if the person was to interact with people outside their unit particularly those with differing ideas and opinions.

One Final Important Note

I highly recommend that you take a look at this before you go, "How to Get an A+ on Every Essay and Research Paper That You Write."